#Cloud Billing Market Size

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Cloud Billing Market - Forecast(2024 - 2030)

Cloud Billing Market Overview

Cloud Billing market value is estimated to be $6.5 billion in terms of value for 2021 and is projected to increase at a CAGR of 15.9% over the forecast period 2022-2027. Cloud Billing refers to the process of generating bills from the resource usage data catering its application in revenue management, account management and customer management. This type of billing is set of predefined billing policies and can leverage both recurring and usage-based revenue models. Cloud billing cater its application in numerous industry verticals such as BFSI, Retail, Education, Public sectors and many more. The increasing adoption of cloud computing has significantly increased in recent years which in turn are driving the cloud billing market. Additionally, the growing demand for paperless subscription billing operations will further accelerate the cloud billing market. A Cloud Billing is a technique of generating bills for the clients based on the resource usage data and policy. The perse types of cloud billing comprise of subscription billing, metered billing, cloud service billing and provisioning. Cloud-based infrastructure customers generally waste an estimated 45% of their spend, and cloud billing solutions are expected to help reduce this wastage combined with adoption of Internet of things (IoT) as well. Cloud billing caters its application to customer management, revenue management and account management. Revenue management held the leading share for the application segment. This cloud billing service utilizes its application in perse industry verticals such as Banking, financial services and insurance, education, manufacturing, telecommunications and others.

Report Coverage

The report: “Cloud Billing Market – Forecast (2022-2027)”, by IndustryARC covers an in-depth analysis of the following segments of the Cloud Billing Market Report.

By Type – Subscription Billing, Metered Billing, Cloud Service Billing, Provisioning. By Application – Customer Management, Revenue Management, Account Management. By Deployment Model: SaaS, PaaS, IaaS. By End Use Industry – Banking, Financial Services, and Insurance, Retail, Education, Public Sector and Utilities, Healthcare and Life Sciences, Manufacturing, Media and Entertainment, Telecommunication and ITeS and Others. By Geography - North America (U.S, Canada, Mexico), Europe (Germany, UK, France, Italy, Spain, Russia and Others), APAC(China, Japan India, SK, Australia and Others), South America(Brazil, Argentina and others),and RoW (Middle East and Africa).

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Key Takeaways

North America dominated the Cloud Billing market owing to high adoption of cloud technologies in industries combined with stringent regulations in 2021.

The prices of cloud billing services also depend on various factors including service type and its use among various industry verticals namely retail, education, manufacturing, banking, financial services, insurance and many more. In the near future, the prices of cloud billing services are expected to further decrease considering the increasing scale of service providers and emergence of cost-effective solutions.

Cloud billing solutions are Data Center Infrastructure Management (DCIM) and operation solutions which are employed for generating the invoice for the clients based on inpidual resource utilization and policy. The various types of solutions considered for the cloud billing market assessment includes subscription billing, metered billing, cloud service billing and provisioning.

Cloud Billing Market Segment Analysis- By Type

Depending upon the type of cloud billing, it is segmented into subscription billing, metered billing, cloud service billing and provisioning. Metered billing is one of the major types of cloud billing market generating revenue of $2.5 billion in 2021 growing at a CAGR of 13.2% through 2022-2027. This is closely followed by cloud service billing generating revenue of $2.4 billion in 2021 growing at a CAGR of 16.9% through 2027. In the consumer ecosystem, the increasing demand of cloud storage space for storing files which can be accessed from multiple devices such as smartphones, tablets, PCs and so on is set to prominently drive the demand for cloud space in the future. These solutions are majorly employed for cloud data centers where multiple tenants use the IT resources. This solution automatically generates the bill for in accordance to the subscription length of the client tenants and the billing policies opted by cloud service provider

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Cloud Billing Market Segment Analysis- By Application

Account Management segment dominated the market with the market value of $2.7 billion and is projected to witness a rapid growth rate of CAGR 11.6% during 2022-2027 owing to its huge application in enterprises to monitoring and managing client accounts. Customer management is the fastest growing segment for cloud billing market growing at a CAGR of 17.0% throughout the forecast period 2022-2027. Customer management involves the monitoring and deployment of various cloud services such as IaaS, SaaS and PaaS as per the client demands. Revenue management includes bill generation for various clients in accordance to the policies, usage and taxation. It also assists in resource management to optimize the operating expenditures of the cloud data centers as well. Cloud billing solutions further support account management as well which enables the cloud service providers to maintain the privacy and security isolation of various tenants and subaccounts of these clients. The blooming adoption of public clouds among the SMEs and, private and hybrid clouds by large enterprises is set to drive the adoption of various DCIM and Operation solutions in the future including cloud billing solutions

Cloud Billing Market Segment Analysis- By Geography

North America is the dominant region for cloud billing market witnessing revenue share of 35% in 2021 and is projected to reach 33% by 2027. This is basically due to high adoption of cloud applications in various industry verticals. This is followed by Europe region generating revenue share of 28% in 2021. Germany and U.K. are the dominant region for cloud billing market in this region. Asia-Pacific is the fastest growing region growing at a CAGR of 17.9% in the forecast period 2022-2027. U.S. companies are very well-positioned to continue their domination in cloud billing. Factors such as a very innovative and competitive technologies, high levels of expertise which have been providing a competitive advantage to U.S. companies expanding their operations abroad which is fueling the market growth in this country.

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Cloud Billing Market Drivers

Adoption of IoT Technology is enhancing the performance of Cloud Billing in process Industries

In recent years, the processing industries such as oil & gas, chemical and others have started exploiting IoT technology. IoT helps in improving efficiency of Cloud Billing. There has been increasing demand for adoption of IoT System in industries as this system is integrated with cloud billing. Thus, IoT can be applied to improve the performance and efficiency of Cloud Billing, which in turn, will save maintenance costs and create a more secure work environment, thereby fueling the Cloud Billing industry. In spite of high adoption rates, only 54% of all the devices deployed in the adopter organizations are IIoT technology-enabled This will drive market growth. Increasing demand for error reduction in their products trade have been driving the need of these billing services in the manufacturing industries for the past five years. Cloud billing services are gaining the popularity in the manufacturing industries because of the data security, reliability and cost effective. In addition, these cloud billing services are also being deployed owing to the emphasis to assist the manufacturers as well as the supply chain managers in an industry to keep the track about the goods in the industrial warehouses and the goods sold

Need for lower operational and administration expenditure

Cost of the product and quality of service are the key factors in any market to retain the business. The promising feature of cloud billing to reduce operational and administration expenditure is creating new opportunities in various end-user industries. As per a recent press release by Deloitte, more than 60% of the banks across the globe are projected to adopt cloud services for account updates, deposits and loan processing billing with the help of cloud technology by the end of 2021. Banking and financial services organizations are switching to the cloud-based services to enhance their operations and customer management. Moreover, changing business landscape of the BFSI Sector, financial institutions have been taking active measures for automated Banking services including billing, and have also been focusing on risk management techniques associated with the operations

Cloud Billing Market Challenges

High Cost for investment Compared with On Premises Billing

The major challenge for Cloud Billing is the high cost for investment. Implementing a complete Cloud Billing involves a considerable initial investment. This is especially prevalent when comparing with On Premises billing However, this factor should be contrasted to the benefits in terms of productivity and compliance. The initial investment associated with switching from a human production line to an automatic production line is very high. Also, substantial costs are involved in training employees to handle this new sophisticated solution is hampering growth of the Cloud Billing market. Companies such as Google and Amazon have also witnessed a significant shift to Pay as You Go pricing as the current cost of $2700 and $4200 has been viewed as unsustainable for most SMEs.

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Cloud Billing Market Landscape

Acquisitions, Partnerships and R&D activities are key strategies adopted by players in the Cloud Billing market. Cloud Billing top 10 companies include

Amazon

Oracle

Google

SAP

Salesforce

Zuora

Aria Systems

Cerillion

AppDirect

Zoho

Recent Developments

In September 2020, SAP introduced enhancements in SAP Subscription Billing. The newly added features include sending notifications before and after an allowance expires, setting prices for allowances, completing pending subscriptions, and setting cancellation notice dates.

In August 2020, Zuora, in partnership with GoCardless (UK), launched a joint solution for subscription payments. According to Zuora's Subscription Economy Index, over the past eight years, subscription revenue has grown eight times faster than sales revenue.

In July 2020, Aria Systems launched Aria Marketplace Suite, it is an extension of the Aria billing and monetization platform, which enables B2B and B2C marketplace providers to streamline their operations. Aria Marketplace Suite offers product and revenue management tools for marketplace operators as well as a seamless billing and payments experience.

[venus-haze]

Kick It Out (Queen Maeve x Reader)

Summary: Maeve doesn’t date, for her own good and that of anyone she might be interested in. Teaching you how to kickbox definitely isn’t dating, even if the two of you do flirt every time you’re alone.

Note: Female reader with some references to being plus size, but not enough for me to designate the fic as such. No other descriptors are used. This takes place slightly before Homelander outed Maeve, but she still does a lot of internal shittalking about him. Hopefully I did well with her characterization because I’m already planning a follow-up. Do not interact if you’re under 18 or post thinspo/ED content.

Word count: 3k

Warnings: Some references to homophobia Maeve’s experienced. Homelander vaguely threatens the reader to Maeve. Semi-public fingering, Maeve's kinda rough. Do not interact if you’re under 18.

It was a coincidence, really, when Maeve walked by Vought’s employee gym during one of the yoga sessions that was part of HR’s company wellness initiative. She’d forgotten Vought even had that, not interacting much with the corporation's rank and file on a regular basis and using The Seven’s exclusive gym to train. The employee gym was spacious, clean, and at that moment filled with dozens of Vought employees in a rainbow of athleticwear. Maeve could remember the old Jane Fonda workout tapes her mom used to put on in the mornings, how pleased she was with little Maggie’s rapt attention at the videos. You always need to keep your body moving, Maggie. It’s so important. 

Her eyes scanned the group lazily until they landed on you in the middle of a stretch that made Maeve feel like that little girl staring at Jane Fonda in spandex all over again. She licked her lips, giving you a quick once over before anyone could notice. You would become target number one the moment Homelander got a whiff she was remotely interested in you. Her fists clenched at the thought of how he–and her own complacency–ruined her relationship with Elena. She couldn’t do that to you, not that she even knew your name, and she wouldn’t learn it if she could help it. She wasn’t that selfish.

At least, that’s what she thought, until somehow she kept running into you. An interview here, a briefing there, she wasn’t even sure what you did at Vought exactly. It didn’t matter. You clearly hadn’t drunk the Kool-Aid, viewing your job as a way to pay the bills instead of the feverish devotion so many of its employees had. She started looking forward to seeing you, taking the opportunity to stand next to you when she could and exchange quips back and forth about how corny a promotion seemed or how weird the marketing team was. 

Like clockwork, though, you’d be in the employee gym whenever the yoga classes were being held. She casually brought it up one day, asking if you were really that into yoga, or just taking advantage of the free classes.

You nodded. “Yoga’s nice, but I’d love to get into kickboxing or something. I’m kind of nervous to sign up for a class. I’ve never done anything like that before, and I’m afraid I won’t be able to keep up.”

“I can teach you,” Maeve said, the words coming out of her mouth before she could even think.

“Are you sure? That’d be great, but only if you have the time and everything.”

“Yeah, let me give you my number. It’ll be easier to plan that way.”

You handed your phone to her, and she quickly entered her personal number into your messages, texting a simple ‘Hey’ to herself. She hesitated a moment before giving you back your phone. Okay, this was for real. She was committing to it. 

“I’ll text you later. I’m free most weeknights, so just let me know,” you said cheerfully.

A sour mix of excitement and regret clouded her mind until you left, and as she walked down the hall to the elevator, she thought she’d at least have a chance to at least convince herself that it wouldn’t be that bad. She was never that lucky.

“Uncharacteristically nice of you to offer to help out Y/N,” Homelander said, almost as if materializing out of nowhere.

Maeve balled her hands into fists at her side. Why did he always have to be lurking? Recently, he had been fucking off to god only knows where, sometimes for days at a time. Of course he had to be around when she finally made a move. “I’m just full of surprises.”

“Your heart’s beating like a racehorse, Maeve. You’re not that excited about just practicing some kickboxing moves, are you? I’d be a better partner than her, in that case. You and I are practically indestructible. Her on the other hand—it’s amazing how fragile humans are.”

Maeve remained silent, letting out a shaky breath as she refused to acknowledge his taunting.

“You think she knows her sports bra is a size too small? I mean, one downward dog and her tits are practically spilling out of—“

“Get a grip,” Maeve snapped.

“Hey, don’t be like that. It’s just locker room talk,” Homelander said, a menacing smile plastered across his face. “Speaking of surprises, I wonder what Y/N would think if she knew this was all a ploy for you to get into those tight yoga pants of hers. I guess I can’t blame you. Not exactly my type, but with the way you can see her panty line through them, she’s practically asking for it.”

“Asking for what?” she asked, standing taller as she looked him in the eye, daring him to make his threat. 

“Hit a nerve there, huh, Maeve?”

“Mind your business, and I’ll mind mine.”

“Well, you sure know how to pick ‘em,” he said abruptly.

She knew him well enough that it meant someone was coming down the hall, and he didn’t want them hearing a word he said. Scoffing, she shook her head as she walked away, trying to keep a brave face as she made her way to the elevator. 

Storming into her suite, she slammed the door behind her and threw the nearest breakable object at the wall before collapsing onto the couch, her head in her hands. Fuck. She’d been too obvious, too careless, and now you were going to be on the receiving end of it. Keeping her distance wouldn’t be fair to you, and it’d only put you in more danger when it came to Homelander. As much of a Girl Scout as Starlight could be sometimes, at least she was willing to risk it all for Hughie, even when he was lying through his teeth to her about Butcher and Compound V. At the very least, Maeve could do the same for you moving forward.

Still, she decided she was way too sober for her liking, and dug through her cabinets to find a half-drunk bottle of vodka, wanting to escape the gravity of the situation she found herself in for just a little while. 

The next day, she woke up a few minutes past eleven, her head pounding as she checked her phone. A few missed calls and texts, including one from you: ‘Hey! Homelander said you were sick. Hope you feel better soon💐’

Between the thought of Homelander being near you and her raging hangover, Maeve leaned over the side of the bed, throwing up into the nearby trash can. She got another text from Ashley, asking if she’d still be able to do her designated crime fighting schedule that night since she was supposed to team up with A-Train. Staring at the text, she grinned, getting out of bed to choke down a few aspirin and make her way to crime analytics.

The department’s office was depressingly dark, and the girl who nervously pulled up the schedule for the next few weeks looked like she hadn’t slept in days. Opening the notes on her phone, she quickly typed what days and times Homelander would be away from the tower. It wasn’t perfect, but it’d do while she figured out how to take control of the situation. 

Your kickboxing lessons with her began a little after seven on a Thursday evening. Maeve had asked you to keep everything under wraps, claiming she didn’t want everyone pestering her to train them. This was a one-off thing because you were friends. She was relieved at how your face lit up when she put it that way.

The whole arrangement made her realize how rusty she was at flirting with someone she was actually interested in, as opposed to the sleazy guys she’d bring up to the tower for one-night stands only to kick them out afterward. Training with you was great, you were eager to learn despite struggling to pick up some of the moves. She took the opportunity to stand close to you, putting her arms over yours and guiding your movements, her body framing yours. Sometimes her hands would linger over your skin, feeling how soft you were against her until she felt you shiver or heard your breath hitch. The physical, intimate closeness drove her crazy. In those moments, she wondered what your whole body felt like, your stomach and thighs surely plush beneath her fingertips.

Things came to a head during your fourth training session. Homelander hadn’t been at the tower for a day or so, and you were acting bolder. There was no way you didn’t catch her staring at the way you bounced around while Heart’s ‘Kick It Out’ blasted from the speakers you’d connected your phone to. She was sure you were doing it on purpose at that point.

“I think I’m almost as good as you,” you joked, beads of sweat rolling down your forehead.

She laughed. “Alright, let’s see what you’ve got.”

“Bring it on!”

Wiping the sweat from your brow, you stood across from her on the training mat. Your stance wasn’t the best, but you were trying despite her dodging your blows with ease. Just because she liked you, it didn’t mean she was going to hand you a win. You were having fun, a smile on your face as she caught your lifted leg before you could really kick.

In any other scenario, she figured you could hold your own pretty well in a fight with a non-supe. You threw a punch which Maeve blocked without so much as blinking. One more time, you went for another kick, only for her to send you flat on your back with a thud.

She pinned you to the mat, the two of you silent except for your breathing. Maeve didn’t do anything but stare at your face, just mere inches from hers for a few moments. God, you were fucking pretty. Your eyes seemed to sparkle despite the harsh gym lighting, and your parted lips were almost calling to her.

“You win,” you said softly from beneath her.

“Do I get a prize?”

“Wanna get drinks after this? On me?”

She smiled, reluctantly getting up from on top of you. “Hope you have your credit card ready.”

You took her outstretched hand, almost surprised at how fluidly she pulled you up onto your feet, until you remembered she was the strongest woman in the world, after all. The fact that she was getting drinks with you was a plus.

“I know a few places in my neighborhood, if you don’t mind going out to Brooklyn,” you said. “They’re kind of dives, but they’re fun.”

“That honestly sounds perfect.”

“Okay. I’m gonna shower and change really quick.”

She nodded. “Take your time.”

As soon as you disappeared into the locker room, Maeve looked down at her costume, internally groaning. It was the furthest thing from inconspicuous. In all honesty, she missed having a secret identity, the small thing that separated her from the persona that Vought manufactured for her. Whether for sentimentality or foolish hope of a situation like this one, she’d kept some of her street clothes. 

Glancing at the locker room again, she decided to rush up to her suite and throw on something that would afford the two of you some privacy. Tapping her foot impatiently, she waited for the elevator doors to open before slipping inside and pressing the button for her floor.

When she reached her suite, she frowned at the selection of clothing in her dresser. Touching one shirt, she felt a lump form in her throat. The somewhat coarse fabric sent memories rushing back, she’d worn it on one of her last dates with Elena, before she handed her whole life over to Vought and Homelander sunk his hooks into her. There was a slight stain on the sleeve, evidence of Elena’s wine glass that had tipped over when some asshole decided to make it clear that he didn’t approve of their date, so he had to make it the whole restaurant’s problem. When he started becoming aggressive, Maeve grabbed him by the shoulders and pushed him over, knocking him into at least three other tables with the sheer force she used. That was the catalyst for her initially fake relationship with Homelander, as Vought’s marketing team decided it would improve her image after the incident. 

She exhaled, shaking her head as she tried grounding herself. Things could be different with you. She’d take back control of her life—from Vought, from Homelander, from her own self-sabotage. Her outfit choice for the kind-of-but-not-really date was simple. She ran her fingers through her signature styled waves, messing her hair up a bit to make her less recognizable. Seeing herself in the mirror, she smiled. For the first time in months, she looked and felt like herself.

Her phone buzzed, and to her relief, it was a text from you.

‘Hey! Ready to go when you are🍻’ 

Biting her lip, she retyped her response to you three times before sending, ‘Great be down in a min😄’ 

She instantly regretted her choice of emoji, but it didn’t matter, something that simple wasn’t going to ruin her night. After all, she couldn’t remember the last time she was asked out by someone she actually liked. You hadn’t explicitly said it was a date, but the tension was there, and Maeve hoped to god she wasn’t reading too much into things.

You were waiting in the gym for her, now changed back into your work clothes of a blouse and skirt. In the meantime, you had pulled up the info for some of the bars that you and your friends frequented in your neighborhood. She looked over them quickly, settling on a 70s-themed one you recommended based on the decor and cheap burgers. Her mind raced while the two of you walked down the hall and to the elevator, deciding to leave through a service corridor rather than the building’s main floor.

As the elevator made its descent to the lower levels of the building, Maeve figured she at least owed it to you to let you know what you were getting yourself into. She’d already put you at risk with the amount of time she was spending with you. You looked at her in confusion when she pressed the emergency stop. 

“You know this isn’t just drinks, right?”

You smiled a bit, “What is it then?”

“Y/N, I’m serious,” she said. “I don’t want you to get hurt.”

“Maeve, can you just be real with me instead of the cryptic shit?”

“Fuck," she groaned. "Okay, look. I’m into you, but Homelander’s a jealous son of a bitch who won’t let me have a life, so the fact that we’ve been spending time together and going out for drinks means you’re in serious danger.”

You were quiet for a few moments. She took your silence as an understandable rejection, moving to press the emergency stop button to bring you back up until you spoke. 

“I’ll take the risk.”

“Are you sure? Y/N, Homelander won’t hold back. I’ll do what I can to protect you, but–”

You looked at her, really looked at her, as she laid out the risks for you clear as day. It didn’t matter. You’d come to the conclusion pretty quickly that she was worth it. She was Queen fucking Maeve for Christ’s sake. Most importantly, though, you were into her too, and you’d never forgive yourself for passing up the opportunity to go out with her and see where things led.

As she was in the middle of listing ways Homelander could kill you, you interrupted her with a quick peck on the lips, enough to startle her out of her rant for a moment. That seemed to get the message through, because she kissed you, backing you into the elevator wall across from the closed doors. 

You parted your lips for her, happy to let her take the lead as she cupped your cheek in her hand, her fingers pulling your face closer to her. Even though she’d just pinned you to the floor less than an hour earlier, you were taken aback by how strong she was. She bit gently on your bottom lip, her teeth tugging at it before kissing you again. 

Groping one of your breasts through your blouse, she moved her hand further down your body until she reached your thighs, her fingers gently tracing undistinguishable patterns into your skin. You could feel her start to play with the hem of your skirt before sliding her hand beneath it.

You whispered a soft “yes” against her lips when her fingers brushed against the damp spot on your panties. Pressing her fingers against your core, she watched your face contort in pleasure as you whimpered for more. 

It felt like eternity before she finally pushed her hand past the cotton material and began teasing your clit, ignoring your aching pussy. She pressed hot, open kisses against your skin before settling on the crook of your neck, biting into the tender skin so hard you almost thought it would break. 

“Maeve, fuck,” you moaned.

“Too hard?”

You bit your lip, shaking your head. “Harder.”

Maeve grinned, slipping her index and middle fingers into your pussy, and you were almost embarrassed at how wet you were. She didn’t care, curling her fingers inside you, pumping them in and out until your breath caught in your throat. You gasped as you gripped her shoulders, trying to keep your legs from giving out from under you. Using her other hand, she held you up by your thigh, her fingers squeezing your soft flesh. 

You leaned your head back against the wall, eyes fluttering shut as she began rubbing her thumb against your clit, bringing her attention back to it as your pussy clenched around her fingers. She brought her lips to your ear, her teeth grazing your earlobe before she whispered, “You gonna cum for me, baby?”

“I’m close,” you barely managed to say.

“Don’t hold back. I wanna feel you,” she said, her voice raspy as she squeezed your thigh for emphasis. 

“Fuck–fuck, I’m–”

You came on her hand, fully relying on her strength to keep you up as she kept fingering you through your orgasm. Pressing her lips to yours, you were hardly able to kiss her back as you moaned into her mouth, your fingers clawing at the wall behind you as you tried getting a grip on something.

Finally, she pulled her hand from your pussy, and the one that had been holding you by your thigh wrapped around your waist to support you. She brought her hand to her mouth, licking your juices off of them so casually you wouldn’t have thought anything of it. You kissed her again, feeling lightheaded at the taste of yourself on her lips. Still, you figured someone must have noticed by then that the elevator wasn’t working. You didn’t even want to think about anyone finding you and Maeve like that, especially if Homelander ended up hearing about it through the grapevine.

“My roommate’s working the night shift,” you whispered, your voice noticeably hoarser than before. “I’ve got beer at my place.”

“Fuck the bar,” Maeve said, kissing you again.

You let out a yelp that dissolved into a fit of giggles as she literally swept you off your feet. She smiled, pressing the emergency stop button, sending the two of you back down to the service corridor you’d be slipping out into the night from.

[mattriffle47]

2024's Finest: The Top 6 eSignature Software for Seamless Online Document Signing

Introduction:

In the fast-paced digital landscape of 2024, the way we conduct business and handle official paperwork has evolved significantly. The days of traditional ink-on-paper signatures are dwindling, making way for the era of electronic signatures. From signing contracts to validating legal documents, the world of eSignature software has become a pivotal aspect of modern business operations. In this comprehensive guide, we will delve into the top 6 eSignature software that are reshaping the landscape of online document signing, offering seamless experiences and advanced features that set them apart in 2024. SimpliciSign: Streamlining eDocument Signing with Precision SimpliciSign joins the ranks of the top eSignature software by offering precision and efficiency in eDocument signing. Explore the features that make SimpliciSign stand out, including its seamless integration capabilities and user-friendly interface. With SimpliciSign, experience a streamlined approach to electronic signatures that enhances your overall document signing process. SimpliciSign offers cheapest rates in the market of eSignature softwares. Free Trial is also available. SimpliciSign has features like: -With the subscription of : $4.99 per user /month + $0.50/per invite, Unlimited once you are billed $35 in a month. 

-Biometric Authentication-Optical Character Recognition(OCR) -Multi-signing Capability-Overlay Forms-Assign Sign Order-Fully Legal Binding Agreements DocuSign: Pioneering Excellence in eSignature Technology DocuSign, a pioneer in the eSignature industry, has maintained its prominent role as a key player for an extended period. Delve into the reasons behind DocuSign's leadership in the electronic signatures sector, exploring its intuitive interface and cutting-edge features that have firmly established its reputation. With a focus on robust security measures and seamless compatibility across diverse document types, businesses globally place their trust in DocuSign to fulfill their online document signing requirements. Key features of DocuSign: -Pricing Starts from $15 /month -Global Reach-Workflow Automation-Integration Adobe Sign: Unleashing the Power of Digital Signatures Adobe Sign harnesses the influence of the renowned Adobe brand in the realm of eSignatures. Immerse yourself in the realm of digital signatures and uncover how Adobe Sign seamlessly merges with widely-used document creation tools such as Adobe Acrobat. Discover the distinctive attributes that position Adobe Sign as a premier option for those seeking to enhance their online document signing journey, seamlessly combining convenience with the reliability associated with Adobe's trusted name in the industry of eSignatures. Key features of Adobe Sign: -Plans start from $22.99/month -Integration with Adobe Products-Mobile Accessibility-Compliance

Dropbox/HelloSign: Simplifying Signatures for Modern Businesses In the pursuit of a straightforward approach without sacrificing functionality, HelloSign stands out as a leading choice. This eSignature application prioritizes user-friendly interfaces and intuitive workflows, catering to businesses of varying sizes. Delve into how HelloSign simplifies the electronic signing process for contracts and legal documents, highlighting its commitment to efficiency and delivering a seamless and hassle-free signing experience. Key features of Dropbox/HelloSign: -Plans start from $19.99/month -User-Friendly API-Team Collaboration-Audit Trail

SignEasy: Redefining Convenience in Online Document Signing

SignEasy has established itself as a niche player by placing a premium on convenience. Explore the distinctive features that position SignEasy as a standout option for individuals and businesses in search of a direct solution for electronic signatures. With its design optimized for mobile use and seamless integrations with well-known cloud storage platforms, SignEasy is reshaping our approach to online document signing in the digital age. Key features of SignEasy: -Pricing Starts from $20 per user/month -Cross-Platform Availability:-Offline Signing-Intuitive Interface OneSpan Sign: Elevating Security in the eSignature Landscape

In the domain of electronic signatures, prioritizing security is of utmost importance, and OneSpan Sign excels in this regard. Investigate how this eSignature application incorporates advanced security measures to guarantee the integrity and authenticity of each digital signature. From robust encryption to multi-factor authentication, uncover the reasons why organizations opt for OneSpan Sign when emphasizing the highest standards of security in their processes for online document signing. Key features of SignEasy: -Professional Plan starts with $22 Per User/month -Advanced Security Features-Compliance-Mobile Capabilities

Conclusion:As we navigate the dynamic landscape of 2024, the demand for efficient, secure, and user-friendly eSignature software continues to rise. From the pioneering technology of SimpliciSign to the simplicity of HelloSign and the security-focused approach of OneSpan Sign, these top 6 eSignature software are leading the way in reshaping how we sign contracts and legal documents electronically. Embrace the future of online document signing with these innovative solutions, and stay ahead of the curve in 2024.

[rhodonessacaryophyllacea]

Spamton's New Leaf Au (ACNL x Deltarune)

So I saw the idea for this from a different post: Here; and as it is now living in my brain I offer up this very short fic/summary to all of you:

We begin with Spamton digging through the trash and finding an oddly large file; recently thrown away and in good condition. Possibly porn or possibly something he could sell.

He will take those chances.

So he slips inside, bypassing the normal opening sequence (doesn't want to set off any security this thing might have) and finds himself in... a train station. Goes outside and get ambushed- Greeted!- by fun-sized, [[Market-Able Plushies!]]-looking-animal-people.

This is the warmest welcome he's had in years. Also nerve wracking. It's too friendly, have they realized he's here to steal their data and decided to play the long con? WELL [[F1]] YOU TOO YOU [[Carebears]] HE CAN PLAY THIS [[Games half off!]] TOO!

This is the mindset behind most of his interactions early on.

Also he is the Mayor now??? WHAT! WHY? SURE! His anxiety is climbing as Spamton slowly becomes certain that these suckers have mistaken him for someone else but by [[G-O-D]] he is going to milk this for as much as its worth. Isabelle gives him his map, leads him to town hall (he's disappointed its not a mansion/palace), and introduces herself as his new secretary here to help him be the best mayor he can be etc...

Yeah okay. Goldilocks may look like a golden retriever but Spamton smells a rat. (Poor Isabelle notices his mistrust and doesn't know what she did wrong). Pushing her way through all that Isabelle gives him an overview of his job (calls him, SPAM- SPAMTON G. SPAMTON, a breath of fresh air. He can't decide if its flattery or really passive aggressive ). He then proceeds to have a the-jig-is-up moment as he needs housing to register (and needs registration to be mayor), but then Isabelle follows up with "We can build you a house!" and sends him on his way.

Spamton decidedly does not go to Nook's but does head to main-street in search for [[Luxury penthouse]] dumpsters. 'Build him a house'? HAHAHA, he's here to make money not [[invest in property]]. In no real hurry he can take his time to explore the file he's entered. There is a [whole sale] TOWN in here. Small, barely respectable by Cybercity standards but its... kinda beautiful. For just [[a second of your time!]] he thinks he's in the light world. But he's not. Its not quite the [[burning!!]] image he remembers, but so so close. The bright blue sky, fluffy clouds, green grass. Flowers, Sea shells, trees, etc.. He tries to play it off as a knock-off version that he's not impressed by but can't quite manage.

He ends up running into Nook on Main-street anyways and is told to pick a spot for construction to begin. He is not normally able to be talked over like this (not anymore) but everyone's genuine cheer at making his acquaintance is throwing him off his rhythm. While initially he doesn't want this, about halfway through his attitude becomes, '[[F]]-UCK IT. LETS GET A HOUSE!' When, when not if, shit hits the fan Spamton G. Spamton can run back to Cybercity. While he is doubtful of Isabelle, he Does Not trust Nook at all and in his mind he has two very good reasons.

1). Nook is a businessman/salesman. Spamton knows the type and they (even him) can never be trusted.

2). He does not give Spamton an estimate or bill for the house right away. Spamton is a Salesman[[Scam artist]] of the highest [[-rated 1997!]] caliber. He knows how this works.

The plot is marked, the tent is placed, and for the first time in however many years Spamton is sleeping inside his own place. Isabelle stops by to assure him that the tent is temporary. "BEATS A GODDAMNED GARBAGE CAN!!" Now Isabelle is worried about not doing her job correctly and her new Mayor Mr. Spamton, who seems to have... faced issues in their last residency. But now Isabelle is here and she's gonna do her best to make this town wonderful for everyone! Nothing will go wrong! (This is what folks in the literature business call foreshadowing.)

Spamton is given an ID and loses it just as quickly.

She also gives him a lantern so his tent won't be so dark at night. It's surprisingly thoughtful for some someone who probably wants his [fraudulent] job. [[OF C0URS3 SHE DOES! WHAT KINDA [SLIME] IS [Content Warning!] WITH HER [$4.99 Life] WHEN SHE COULD BE A BIG SHOT!]] Spamton is very aware that he is flying by the seat of his pants in a position Isabelle has, seemingly, shadowed for years.

When he eventually realizes that Isabelle has little ambition beyond being the best assistant she can be, he's going to think she's the biggest sucker he's ever met.

When he eventually realizes that Isabelle's kindness is genuine, he's going to think that she's the best goddamn employee he could ever have.

Now we are going with an unopened 3DS ROM of Animal Crossing: New Leaf and whoever firsts opens that game becomes Mayor. Which is Spamton. Isabelle and the others have never seen a lightner, and they'd use an in-game avatar anyways. A man-shaped being suddenly appears in game; what else can he be but the Mayor? So suddenly Mayor Spamton is introduced to the town, given a job, and given a house all in the span of day.

It is... a lot. He spends the next day scurrying around picking up everything he can fit in his pockets and then some, and tries to scam the Nook brothers by selling them shells he found on the shore. Which is just How the Economy Works so it goes through without a hitch. Hallelujah. Then there are the other villagers. Now unlike the Nook brothers they aren't going to give him [[DELICIS KROMER]] which at first puts Spamton off. His is not a bartering system. Until he realizes that he can give them shells and fruit for Clothes and Furniture so maybe they're OK. Also whenever they ask him if he'd like a nickname, he replies [BIG SHOT!!!], and then they actually call him Big Shot. Maybe not with the exuberance he'd prefer but never mockingly and that's more than [ALL WE DO IS ADVERTISE!!] ever did.

Other fun hijinks and tidbits include:

Using the memo board to post actual spam emails and scams.

Due to skipping the intro train ride Spamton never meets Rover nor names the town. What was it's name? Only Isabelle knows.

Meets Pete the mail man- What a loser! Who wants to be the E-mail guy? (Spamton tries to convince them to do something else with their life; they can't really be happy? Pete is, and of that self assurance Spamton is jealous. They have a complicated relationship).

Once he learns you can get KROMER and [free] furniture from trees he will shake everyone everyday. Wasps? Who minds those little pinches compared to getting free stuff?! (The villagers are concerned and bring him medicine (initially he just sells that also, but later on as he gets more secure he starts to actually use it)).

The villagers also keep giving him living advice- thanks? "Catch bugs with a net!" "[BUgS? WHAT BUGS I D0N"T HAVE BUGS]"

Goes to town hall for "work" bright and early. Just stands there. not knowing what to do. Until Isabelle tells him to sit down in his chair. He really likes the chair. Really disappointed when he learns there is no need for cars or building a [[community-driven]] BIG SHOT AUTOS!!

Goes to Nookling Junction to spy in the sales-man competition. Spamton does not care Timmy and Tommy are kids. Kids are cruel. (They grow on him eventually)

Ignores re-Tail at first, not realizing they are a shop due to the outwards decor. By the time he does notice it he isn't too bothered by a pawn shop. Uses it (trying) to sell random furniture at exorbitant prices.

The villagers just give him gifts sometimes?? Without being a bribe?? Mostly clothing- which while somewhat insulting, is kind of nice to have. He sleeps in a gifted sweater otherwise never changes outfit.

Avoids going back to Nook's to disclose house payments for as long as he can; eventually a villager pushes him back to Nooks. Its 10,000 bells to no longer live in a tent. He has been hoarding bells and can... Actually afford it. Huh. He greatly underestimated the value of bells. He has a house, Isabelle gives him wall paper to decorate and stops by to congratulate him.

Never expands his house again.

Never donates anything to the museum, doesn't even visit until people explain fossils to him and then its just to get them examined so he can sell them for a higher price. Blathers is losing his mind.

Spamton does a public works project and REFUSES to let the villagers get by with their paltry donation. Everyday during the fundraiser every villagers gets mail written by Mayor Spamton telling them to donate to this [AMAZING OPPORTUNITY OR ELSE!!!]. Sometimes they get multiple copies of the letter throughout the day and no one knows how. (Its Minitons)

I may put out a part 2 with Potential Plot and ANGST

[accomparison]

Quicken vs QuickBooks: Which One is Right for Your Business?

Are you struggling to choose the right accounting software for your business? Look no further! In this post, we'll be comparing Quicken vs QuickBooks – two of the most popular accounting software on the market. Both are powerful tools that offer features to manage your finances, but which one is right for you? Join us as we dive into what makes these two options unique and how to make an informed decision based on your business needs. Let's get started!

Comparing Quicken vs QuickBooks

When it comes to managing your business finances, Quicken and QuickBooks are two of the most popular software options available. While Quicken vs QuickBooks both programs offer similar accounting features such as tracking expenses and income, there are some key differences between them.

Quicken is designed primarily for personal finance management. It's a great option if you're self-employed or run a small business with just a few employees. With Quicken, you can track your bank accounts, credit cards, investments and more in one place.

On the other hand, QuickBooks is more ideal for businesses that require robust accounting tools like inventory management and payroll processing. It's also suitable for larger organizations with multiple users who need access to financial data simultaneously.

Another difference between these two platforms is their pricing models. Quicken offers a one-time purchase fee while QuickBooks has monthly subscription plans based on the features required by your business.

Ultimately, choosing between Quicken vs QuickBooks depends on your specific needs as well as the size and complexity of your organization. Consider factors such as budget constraints and which features are necessary for efficient financial management before making a decision.

What is Quicken?

Quicken is a personal finance management software that has been around since 1983. It was originally designed to help individuals manage their finances by tracking income and expenses, creating budgets, and generating reports. Today, Quicken offers various versions of its software that cater to different financial needs.

One version of Quicken is called Quicken Deluxe which allows users to track investments in addition to managing their personal finances. Another version is called Quicken Premier which includes features for managing rental properties as well as investment tracking.

Quicken also offers a mobile app that allows users to access their financial information on the go. Users can sync their data across devices so they always have access to up-to-date information.

Quicken is best suited for individuals or small businesses looking for an easy way to manage their personal finances without needing advanced accounting knowledge.

What is QuickBooks?

QuickBooks is a popular accounting software designed for small businesses to manage their financial transactions, invoices, bills and expenses. It was developed by Intuit and first released in 1983 as a desktop application. Since then, it has expanded its features and services to cater to the growing needs of businesses.

This software allows users to track inventory levels, create sales orders, generate reports and integrate with other applications such as payroll systems. QuickBooks also offers cloud-based versions that enable users to access their data from anywhere at any time.

One of the key benefits of using QuickBooks is its user-friendly interface which makes it easy for beginners to navigate through various financial tasks. The program also provides tutorials and customer support resources for those who need additional assistance.

Another great advantage of this software is that it can be customized according to specific business requirements. Users can choose from different plans based on the size of their business or opt for add-ons like payroll management or payment processing services.

QuickBooks has become a go-to solution for small businesses looking for an efficient way to handle their finances while staying organized and compliant with tax laws.

The Difference between Quicken vs QuickBooks

Quicken and QuickBooks are both financial management software options, but they serve different purposes. Quicken is a personal finance management tool that can help individuals with their budgeting, banking, and investment tracking needs. On the other hand, QuickBooks is an accounting software designed specifically for small businesses.

One of the key differences between Quicken vs QuickBooks is in their functionality. While Quicken focuses on managing personal finances, QuickBooks offers more comprehensive features such as invoicing, payroll processing, inventory management, and accounts payable/receivable. This makes it a better option for small business owners who need to manage multiple aspects of their financial transactions.

Another difference between these two accounting tools is their pricing model. Quicken typically charges a one-time fee for purchasing its software while QuickBooks follows a subscription-based model where users pay monthly or annually depending on the plan they choose.

Deciding whether to use Quicken vs QuickBooks depends largely on your individual needs as well as those of your business if you have one. If you're looking for robust accounting capabilities with features like invoicing or inventory tracking then go for QuickBooks while if you're just looking to manage personal finances then stick with Quicken

Which One is Right for Your Business?

When it comes to deciding which accounting software is right for your business, there are a few factors you should consider. One of the first things you need to determine is what specific features your business needs. For example, if your business requires inventory tracking or payroll management, QuickBooks may be the better option for you.

Another important consideration is the size of your business. Quicken may be more suitable for small businesses or sole proprietors who don't require as many advanced features as larger companies. On the other hand, QuickBooks can handle multiple users and large amounts of data, making it ideal for medium-sized and larger businesses.

The level of technical expertise required to use each software platform is also an important factor to consider. If you have limited experience with accounting software and want something user-friendly and easy-to-learn, Quicken may be a better choice. However, if you're comfortable with technology and want more advanced capabilities like custom reports or integrations with other software tools, QuickBooks might suit your needs better.

Ultimately, choosing between Quicken vs QuickBooks depends on understanding what your business requirements are in terms of functionality, size and technical aptitude. By taking these factors into account when selecting an accounting solution that best meets those criteria will help ensure success over time.

How to Choose the Right Accounting Software for Your Business

Choosing the right accounting software for your business can be overwhelming, especially with so many options available. Here are some important factors to consider when selecting the best fit for your needs:

Business Size: Consider the size of your business and whether you need a basic or advanced accounting system.

Features: Look at the features offered by each platform and determine which ones are essential for managing your finances.

User Interface: Make sure that you choose a user-friendly interface that is easy to navigate and understand.

Integration: Check if the software integrates with other tools such as payment processors, CRMs, or inventory management systems.

Support: Choose a platform that offers reliable customer support in case any issues arise.

Security: Ensure that the software has robust security measures in place to safeguard sensitive financial data from potential cyber threats.

Pricing: Determine whether there are any upfront costs, monthly fees or hidden charges associated with using the accounting software before making a final decision.

By considering these factors carefully when choosing an accounting system, you'll have greater confidence in finding one that meets all of your requirements and helps drive success for your business!

Conclusion

After comparing Quicken vs QuickBooks and analyzing the features of both accounting software, it's clear that they have significant differences.

Quicken is best suited for individuals or small business owners who need to manage their personal finances or do basic bookkeeping tasks. On the other hand, QuickBooks provides a more robust platform with advanced tools and features that cater to larger businesses.

Choosing the right accounting software depends on your individual needs and budget. Consider factors such as business size, industry type, level of financial expertise, and future growth plans when making your decision.

Whichever software you choose between Quicken vs QuickBooks will help streamline your financial management processes and improve the accuracy of your accounting records. So take time to evaluate both options carefully before deciding which one is right for your business!

[mariacallous]

It’s billed as a summit for democracy. Under U.S. leadership, countries from six continents will gather from March 29 to March 30 to highlight “how democracies deliver for their citizens and are best equipped to address the world’s most pressing challenges,” according to the U.S. State Department.

Although advancing technology for democracy is a key pillar of the summit’s agenda, the United States has been missing in action when it comes to laying out and leading on a vision for democratic tech leadership. And by staying on the sidelines and letting others—most notably the European Union—lead on tech regulation, the United States has the most to lose economically and politically.

One in five private-sector jobs in the United States is linked to the tech sector, making tech a cornerstone of the U.S. economy. When U.S. tech companies are negatively impacted by global economic headwinds, overzealous regulators, or other factors, the consequences are felt across the economy, as the recent tech layoffs impacting tens of thousands of workers have shown.

And “tech” isn’t just about so-called Big Tech companies such as Alphabet (Google’s parent company) or social media platforms such as Meta’s Facebook and Instagram. Almost every company is now a tech company—automakers, for example, can track users’ movements from GPS data, require large numbers of computer chips, and use the cloud for data storage. Rapid developments in artificial intelligence, especially in the field of natural language processing (the ability behind OpenAI’s ChatGPT), have widespread applications across an even larger swath of sectors including media and communications.

This means that tech policy is not just about content moderation or antitrust legislation—two of the main areas of focus for U.S. policymakers. Rather, tech policy is economic policy, trade policy, and—when it comes to U.S. tech spreading across the globe—foreign policy.

As the global leader in technology innovation, the United States has a real competitive edge as well as a political opportunity to advance a vision for technology in the service of democracy. But the window to act is rapidly narrowing as others, including like-minded democracies in Europe but also authoritarian China, are stepping in to fill the leadership void.

The European Union has embarked on an ambitious regulatory agenda, laying out a growing number of laws to govern areas including digital services taxes, data sharing, online advertising, and cloud services. Although the regulatory efforts may be based in democratic values, in practice, they have an economic agenda: France, for example, expects to make 670 million euros in 2023 from digital services taxes, with much of that coming from large U.S. tech companies.

What’s worse is that while other key EU regulations, such as the Digital Markets Act (DMA), target the largest U.S. firms, they leave Chinese-controlled companies such as Alibaba and Tencent less regulated. That’s because the DMA sets out very narrow criteria to define “gatekeepers,” such as company size and market position, to only cover large U.S. firms, thus benefiting both European companies and subsidized Chinese competitors and creating potential security vulnerabilities when it comes to data collection and access.

While Europe rushes to regulate, China has developed an effective model of digital authoritarianism: strangling the internet with censorship, deploying AI technologies such as facial recognition for surveillance, and advocating for cyber “sovereignty,” which is doublespeak for state control of data and information. Beijing has been actively exporting these tools to other countries, primarily in the global south, where the United States is fighting an uphill battle to convince countries to join its global democracy agenda.

And the battle for hearts and minds has implications far beyond tech—it goes to the heart of U.S. global leadership. In last month’s vote at the United Nations to condemn Russia’s brutal invasion of Ukraine, endorsed by the United States, the majority of the countries that voted against or abstained were from Africa, South America, and Asia.

Without a U.S.-led concerted effort to push back against authoritarian states’ desire to define the rules around technology, large democracies such as Turkey and India are also wavering, imposing increasingly authoritarian limits on free speech online. The result is growing digital fragmentation—fragmentation that benefits authoritarian adversaries.

The Biden administration says it wants to see technology harnessed to support democratic freedoms, strengthen our democratic alliances, and beat back the authoritarian vision of a government-run internet.

Here’s how it could help achieve these goals.

First, the administration should map out an affirmative technology strategy, making sure that U.S. workers and consumers benefit from U.S. tech leadership. This means investing in competitiveness and a smarter public-private approach to research and development, an area the United States has underfunded for over a decade.

Tech touches on almost every sector of the U.S. economy as well as international trade, defense, and security, and involves almost every government agency from the State Department’s Bureau of Cyberspace and Digital Policy to the Federal Trade Commission and the Cybersecurity and Infrastructure Security Agency. And while most European countries now have full ministries for digital affairs, the U.S. doesn’t have similarly  politically empowered counterparts tasked with coordinating a whole-of-government effort across all government agencies to produce a national strategy for technology. This needs to change.

Second, the administration should take advantage of the bipartisan consensus in the U.S. Congress on the need to push back against China’s growing domination in tech by putting forward a balanced regulatory agenda that establishes clear rules for responsible innovation. In an op-ed earlier this year, U.S. President Joe Biden called for Republicans and Democrats to hold social media platforms accountable for how they use and collect data, moderate online content, and treat their competition. To be sure, a national privacy law is long overdue, as several states have already passed their own laws, creating a confusing regulatory environment.

But this agenda is too backward-looking: Policymakers today are debating how to regulate technology from 20 years ago, when social media companies first emerged. As ChatGPT has shown, tech advancements far outpace regulatory efforts. A balanced agenda would set out key principles and ethical guardrails, rather than seek to regulate specific companies or apps. Banning TikTok, for example, won’t prevent another Chinese company from taking its place.

Third, the U.S. should reenergize its engagement in multilateral institutions. The United States is taking the right steps in endorsing Japan’s initiative at the next G-7 meeting to establish international standards for trust in data flows, known as the Data Free Flow with Trust. The administration has also appointed an ambassador at large for cyberspace and digital policy to work more closely with allies on tech cooperation.

The U.N.’s International Telecommunication Union, which helps develop standards in telecoms, is now directed by American Doreen Bogdan-Martin, which also presents an opportunity to beat back Russian and Chinese attempts to impose government control over the internet and instead reinforce the present private sector- and civil society-led internet governance model.

Washington has led important defensive efforts to challenge Beijing’s system of sovereignty and surveillance and has brought key allies along in these efforts. But it has not done enough to drive an affirmative agenda on technology innovation and tech-driven economic opportunity. The Biden administration has an opportunity now to prioritize tech. There is no time to waste.

[gimbook-blogs]

The Future of Accounting Billing Software: Trends to Watch

Accounting and billing software have become essential tools for businesses worldwide. With advancements in technology, these tools are evolving rapidly, shaping the future of financial management. In this blog, we will explore the key trends and innovations in invoicing and billing software, such as blockchain in accounting, mobile-first billing solutions, and subscription-based invoicing tools. Let’s dive into the future of accounting software and discover what’s in store.

The Rise of Cloud-Based Solutions

Cloud technology has revolutionized how businesses operate. In 2023, more than 60% of small and medium-sized businesses (SMBs) used cloud-based accounting software, and this percentage is expected to reach 80% by 2026. Cloud-based solutions offer real-time access to data, enabling businesses to manage their finances from anywhere. This flexibility is especially beneficial for companies with remote teams or multiple office locations.

Benefits of Cloud-Based Solutions:

Automatic updates with new features

Enhanced data security

Scalability for growing businesses

Automation and Artificial Intelligence (AI)

Automation and AI are becoming integral parts of accounting software. These technologies help reduce manual errors, save time, and provide accurate financial insights. For example, AI-powered tools can categorize expenses, predict cash flow trends, and even detect fraudulent transactions.

According to a study by Gartner, by 2025, 75% of businesses will use AI-based solutions to automate accounting tasks. This shift will allow accountants to focus more on strategic planning rather than repetitive data entry.

Upcoming Billing Features Powered by AI:

Predictive analytics for financial forecasting

Smart invoice generation

Personalized customer insights

Mobile-First Billing Solutions

As smartphone usage continues to grow, mobile-first billing solutions are gaining popularity. In 2022, around 45% of businesses used mobile apps for invoicing and payments, and this number is projected to increase to 70% by 2025. Mobile-friendly software allows users to create invoices, track payments, and manage finances on the go.

These solutions are particularly useful for small business owners and freelancers who often need quick access to their financial tools. Features like push notifications for overdue payments and one-tap payment reminders make mobile-first billing solutions highly convenient.

Blockchain in Accounting

Blockchain technology is transforming the accounting landscape by introducing transparency and security. By 2028, the global blockchain market in accounting is expected to reach $11.5 billion, growing at a compound annual growth rate (CAGR) of 47.2% from 2023.

How Blockchain Benefits Accounting:

Secure and tamper-proof transaction records

Instant verification of financial data

Reduced risk of fraud and errors

Blockchain can also streamline invoicing by enabling smart contracts, which automatically execute payment terms once conditions are met. For instance, a freelancer could receive payment immediately after submitting a project, eliminating delays.

Subscription-Based Invoicing Tools

Subscription-based models are becoming a preferred choice for businesses of all sizes. Instead of purchasing software outright, companies can subscribe to monthly or annual plans. This model provides access to the latest features without the need for costly upgrades.

In 2023, the subscription economy was valued at $275 billion and is predicted to grow to $1.5 trillion by 2030. Subscription-based invoicing tools often include features like recurring billing, automatic payment reminders, and detailed analytics.

Advantages of Subscription-Based Tools:

Affordable pricing with predictable costs

Regular updates and new features

Integration with other business tools

Integration with Other Business Systems

Modern accounting software is not just limited to bookkeeping. It integrates seamlessly with other business systems like Customer Relationship Management (CRM), Enterprise Resource Planning (ERP), and e-commerce platforms. For example, integration with a CRM system allows businesses to automatically generate invoices based on customer interactions.

This interconnected approach helps businesses streamline operations, reduce manual work, and improve overall efficiency. According to a report by Statista, 65% of businesses will prioritize software integration by 2025.

Focus on User Experience (UX)

As competition increases, accounting software providers are focusing on delivering a superior user experience. Intuitive interfaces, customizable dashboards, and easy navigation are now standard features.

For instance, QuickBooks and Xero have introduced guided setups and tutorials to help users get started quickly. Enhanced UX not only improves user satisfaction but also reduces the learning curve for new users.

Emphasis on Data Security

With the rise of cyber threats, data security remains a top priority for accounting software developers. Advanced encryption, multi-factor authentication, and regular security audits are becoming standard practices.

In 2023, the cost of data breaches in the financial sector averaged $5.85 million per incident. To mitigate such risks, many software providers are adopting ISO-certified security measures and offering cyber insurance.

GimBook: Simplifying the Future of Billing

GimBook is at the forefront of revolutionizing accounting and billing with its cutting-edge features tailored for modern businesses. Designed with user-friendly interfaces and advanced technologies like automation, mobile-first solutions, and seamless integrations, GimBook empowers companies to manage their finances efficiently. Whether you’re a freelancer or a growing enterprise, GimBook offers innovative tools like smart invoicing, subscription-based billing, and real-time financial insights. With a commitment to security and sustainability, GimBook is the perfect partner to help businesses stay ahead in the evolving landscape of billing software.

Try GimBook today and embrace smarter, faster, and more secure billing solutions, click here: https://bit.ly/4eMIOHF

Conclusion

The future of accounting software is bright, driven by innovations in invoicing, mobile-first solutions, blockchain technology, and more. Businesses can expect smarter, faster, and more secure tools to manage their finances. By staying updated on these billing software trends, companies can leverage cutting-edge features to gain a competitive edge.

Whether you are a small business owner, a freelancer, or part of a large corporation, these advancements will make managing finances easier than ever. Embracing these trends now can help future-proof your business for the years to come.

[global-research-report]

Comprehensive Analysis of the Medical Terminology Software Market

The global medical terminology software market size is expected to reach USD 2.34 billion by 2030, registering a CAGR of 10.1% during the forecast period, according to a new report by Grand View Research, Inc. The increasing demand for standardization of patient data and compliance with standard vocabularies, such as SONOMED CT, RxNorm, ICD, CPT and HCPCS, and others are driving the adoption of clinical terminology solutions. The software uses a set of standard clinical terms to enable communication between different hospitals, departments, and specialties. This can be useful in situations where doctors need to collaborate in patient care or when patients need to be transferred between hospitals.

Using medical terminology software can also help improve patient safety by reducing the risk of misunderstandings caused by incorrect terms. It also saves physicians time by assisting in the documentation and thereby reducing burnout. Hospitals, health systems, and payers are all seeking innovative while manageable ways for data integration. Moreover, the government is taking active steps by launching incentive programs for patient data integration. Computer-assisted coding and accurate clinical documentation by employing Artificial Intelligence (AI), such as Natural Language Processing (NLP) technology and medical machine learning, are accelerating this process.

In addition, the growing demand for advanced healthcare data solutions is expected to create better business opportunities for clinical terminology solution providers. For instance, in September 2022, XpertDox, a Birmingham-based company specializing in automated AI-powered medical coding solutions, received funding of USD 1.5 million from TN3, LLC, a privately held company based in Arizona. The COVID-19 pandemic slowed down the industry growth. Revenue loss and financial crises, created by the pandemic, restrained hospitals to invest in the deployment of medical terminology software. Furthermore, the postponement of clinical trials resulted in a decrease in the utilization of clinical terminology software by CROs.

Medical Terminology Software Market Report Highlights

The industry will witness substantial growth post-pandemic due to the rising focus on data integration & automation in health systems

Based on application, the quality reporting segment held the largest revenue share in 2021 owing to the rising focus on the improvement of health quality outcome

The healthcare provider end-use segment held the largest revenue share in 2021 due to the high EHR adoption and demand for solutions to streamline the billing process

North America led the industry in 2021 owing to the factors, such as high demand for interoperability solutions, focus on improving care quality, and new software launches

In December 2021, CareCom and J2 Interactive formed a strategic agreement to introduce J2 Managed Terminology, a new service that offers cloud-hosted, best-in-class clinical terminology services to payers, health information exchanges, providers networks, and healthcare software companies

Medical Terminology Software Market Segmentation

Grand View Research has segmented the global medical terminology software market on the application, end-use, and region:

Medical Terminology Software Application Outlook (Revenue, USD Million, 2017 - 2030)

Data Aggregation

Reimbursement

Public Health Surveillance

Data Integration

Decision Support

Clinical Trials

Quality Reporting

Others

Medical Terminology Software End-Use Outlook (Revenue, USD Million, 2017 - 2030)

Healthcare Providers

Healthcare Payers

Healthcare IT Vendors

Others

Medical Terminology Software Regional Outlook (Revenue, USD Million, 2017 - 2030)

North America

US

Canada

Europe

Germany

UK

France

Spain

Italy

Asia Pacific

China

Japan

India

Australia

South Korea

Latin America

Brazil

Mexico

MEA

South Africa

Saudi Arabia

UAE

Order a free sample PDF of the Medical Terminology Software Market Intelligence Study, published by Grand View Research.

[pradeep-45]

Boost Business Efficiency with Smart POS Billing Software  

Why Choose Shopaver POS Billing Software 💼 

In today’s competitive market, businesses require efficient systems to streamline billing and operations. Shopaver POS Billing Software ✨ is a comprehensive solution that helps businesses save time, reduce errors ❌, and manage their operations seamlessly 📊. Whether you run a grocery store ����, restaurant 🍽️, or retail outlet 🛍️, our software is built to enhance your efficiency and improve customer experience 👨‍💼. 

Why Your Business Needs Retail POS Software 📊 

A Retail POS Software is not just a billing tool; it’s the backbone of modern businesses 🌐. It helps manage inventory 📅, track sales 💳, and generate accurate bills with ease. Here’s why your business needs a point-of-sale system: 

Streamlined Billing: Fast and error-free billing processes with features like barcode scanning 💸. 

Inventory Management: Keep track of stock levels and automate reorders 📉. 

Sales Analysis: Get valuable insights into sales trends to boost profitability 📊. 

Customer Management: Store customer data for loyalty programs and personalized services 👥. 

Businesses such as retail shops 🛍️, restaurants 🍽️, and grocery stores 🛒 can particularly benefit from POS billing systems to ensure smooth operations and improved customer satisfaction 🌟. 

When it comes to POS Billing Software 📈, Shopaver stands out as the most advanced and user-friendly solution.   

Shopaver’s intuitive interface ensures that even first-time users can navigate the system effortlessly 🔍. With its cloud-based features ☁️, you can access your sales and inventory data anytime, anywhere 💳. 

Key Features of Shopaver POS Software 🔒 

Fast Billing: Process payments quickly with a user-friendly interface. 

Multi-Store Management: Manage multiple store locations from one platform 🛍️. 

Inventory Tracking: Real-time updates to avoid stockouts 📅. 

Sales Reporting: Generate detailed sales reports for better decision-making 📊. 

Secure Transactions: Ensure safe and secure payments with POS machines 💳. 

Customization: Tailor the software to your unique business needs 🌟. 

Conclusion 📚 

Choosing the right POS Billing Software 📈 is critical for your business success. It ✨ offers advanced features tailored to modern businesses, ensuring seamless billing, inventory management, and sales tracking. Simplify your operations 🛠️ and take your business to the next level with Shopaver POS software today! 👨‍💼 

FAQs ❓ 

1. Is POS bill software free to use? 

It offers competitive pricing with a free trial for new users to experience its features 📈. 

2. Can I use a POS system for small business? 

Yes, it is designed for businesses of all sizes, making it ideal for small businesses and startups 💰. 

[accomparison]

QuickBooks vs Sage: A Comprehensive Comparison for Small Businesses

Introduction

As a small business owner, choosing the right accounting software can be a daunting task. With so many options out there, it's hard to know which one is the best fit for your needs. Two of the most popular options on the market are QuickBooks and Sage. But how do they compare?

In this QuickBooks vs Sage comprehensive comparison, we'll take a look at both QuickBooks and Sage's features, pricing, pros and cons to help you make an informed decision about which software is right for your small business. So let's dive in!

QuickBooks Overview

QuickBooks is one of the most popular accounting software solutions for small businesses. It was developed and marketed by Intuit, a company that specializes in financial and tax preparation software. QuickBooks is known for its user-friendly interface and extensive features that cater to various business needs.

One of the key benefits of using QuickBooks is its ease of use. The software can be easily installed on your computer or accessed through the cloud-based version, making it accessible anytime, anywhere. Additionally, QuickBooks has a simple dashboard that allows users to track their expenses, income, and profits with just a few clicks.

Another great feature of QuickBooks is its ability to integrate with other applications such as PayPal and Square. This integration makes it easier for businesses to manage their finances without having to switch between multiple platforms.

Moreover, QuickBooks offers several versions tailored to suit different types of businesses including self-employed individuals, small business owners and accountants who work with multiple clients at once. These versions come with varying features such as invoicing capabilities, inventory management tools among others.

If you are looking for an accounting solution that offers easy accessibility combined with extensive functionality then QuickBooks could be the perfect fit for you.

Sage Overview

Sage is another popular accounting software that caters to small and medium-sized businesses. It offers a variety of features that help in managing finances, invoicing customers, and tracking expenses.

One of the key advantages of Sage is its flexibility. It provides users with various customization options to tailor the software's interface according to their needs and preferences. Additionally, it has an intuitive dashboard that displays all important financial information at a glance.

Apart from standard accounting functionalities like bookkeeping and bank reconciliation, Sage also offers advanced inventory management features such as order fulfillment tracking and automated reordering.

Another notable aspect of Sage is its integration capability with other business tools like Microsoft Office 365, Salesforce CRM, and Shopify eCommerce platform. This allows for seamless data exchange between different software applications used by businesses.

Sage is a robust accounting solution suitable for businesses looking for advanced features beyond basic bookkeeping. Its customizable interface and integration capabilities make it stand out among competitors in the market.

QuickBooks vs Sage Feature Comparison

When it comes to comparing QuickBooks vs Sage, one of the most important things to look at is their features. Both software solutions offer a range of tools and functions that can help small businesses manage their finances effectively.

QuickBooks has always been known for its strong focus on accounting features. It offers a comprehensive suite of tools designed to handle everything from invoicing and billing to expense tracking and payroll management. In addition, QuickBooks also provides robust reporting capabilities that enable business owners to get insight into the financial health of their company in real-time.

On the other hand, Sage boasts an impressive array of specialized features that cater specifically to certain industries such as construction, manufacturing, or distribution. These industry-specific functionalities allow businesses operating in these sectors to streamline operations by automating tasks like inventory tracking or job costing.

While both platforms have plenty of useful features for small businesses, it's important to consider which ones are more relevant based on your specific needs. Take some time to evaluate your business requirements before making a decision between QuickBooks vs Sage.

QuickBooks vs Sage Pricing Comparison

When it comes to pricing, both QuickBooks and Sage offer a range of plans that cater to different business needs and budgets. However, there are some notable differences between the two.

QuickBooks offers four main pricing plans: Simple Start, Essentials, Plus, and Advanced. Prices start at $25 per month for Simple Start and go up to $180 per month for Advanced. Each plan includes features like invoicing, expense tracking, and basic reporting tools.

On the other hand, Sage has three main pricing tiers: Accounting Start ($10/month), Accounting ($25/month), and Accounting Premium ($71.67/month). While these prices may seem lower than QuickBooks' offerings on the surface level, it's important to note that each tier is limited in terms of features compared to what QuickBooks offers.

Additionally, both QuickBooks and Sage offer add-ons such as payroll processing or inventory management for an additional cost. It's important for businesses to carefully consider their needs when deciding which plan is right for them.

Ultimately, while there are differences in price between the two platforms depending on your business size and needs; finding out which one works best will depend entirely upon your specific budgeting goals as well as overall objectives

Pros and Cons

When comparing QuickBooks and Sage, it's important to consider the pros and cons of each software. First, let's take a look at some of the advantages of using QuickBooks.

One of the major benefits of QuickBooks is its user-friendly interface. Even if you are not an accounting expert, you can easily navigate through this software. It has a simple dashboard that provides a clear overview of your financial records. Also, it offers robust features such as invoicing, expense tracking and payroll management.

On the other hand, Sage also has its own set of pros. One advantage is its customization capability which allows users to tailor-fit their accounting processes based on their business needs. Additionally, Sage enables multi-user access which supports collaboration among team members in real-time.

However, there are also some cons to consider for both software options. For example, QuickBooks may be too basic for larger businesses with more complex accounting requirements while Sage may have a steeper learning curve compared to other accounting platforms.

Ultimately, deciding between QuickBooks or Sage will depend on your business size and specific needs when it comes to bookkeeping and accounting processes.

Conclusion

After weighing the advantages and disadvantages of QuickBooks vs Sage, it is evident that both software programs have their unique features and benefits. Ultimately, the choice between them depends on a business's specific needs.

QuickBooks is an excellent choice for small businesses looking for easy-to-use bookkeeping software with robust accounting features, mobile accessibility, and affordable pricing options. On the other hand, Sage offers more extensive customization options and advanced reporting capabilities.

Before making any decision about which bookkeeping software to use in your business, you should conduct thorough research into each program's features. However, regardless of which option you choose; investing in either QuickBooks or Sage will give your small business a competitive edge when it comes to managing finances effectively.

[credenceresearchdotblog]

The Tokenization Market is projected to grow from USD 2,815 million in 2024 to USD 11,093.8 million by 2032, registering a robust compound annual growth rate (CAGR) of 18.7% over the forecast period. The tokenization market has emerged as a critical enabler in the modern digital economy, providing secure solutions for safeguarding sensitive data. With the growing reliance on digital transactions across industries like financial services, healthcare, retail, and telecommunications, tokenization has become a preferred method for enhancing data privacy and security. This article explores the growth of the tokenization market, its driving factors, industry applications, and potential challenges.

Browse the full report https://www.credenceresearch.com/report/tokenization-market

Understanding Tokenization Tokenization is the process of replacing sensitive data with unique identifiers called tokens that retain all the essential information about the data without exposing its underlying details. Unlike encryption, which uses algorithms to secure data, tokenization eliminates the data’s value to malicious actors, ensuring its safety even if breaches occur.

Market Growth and Trends The global tokenization market has experienced exponential growth in recent years and is expected to maintain this trajectory. Valued at $2.3 billion in 2023, the market is projected to reach $8.9 billion by 2028, growing at a compound annual growth rate (CAGR) of 30.6%. Several factors contribute to this robust growth:

Rising Cybersecurity Concerns The increasing frequency and sophistication of cyberattacks have heightened the need for advanced data protection solutions. Tokenization, by minimizing the risks associated with data breaches, has gained prominence as a secure alternative to traditional methods.

Regulatory Compliance Stringent regulations, such as the General Data Protection Regulation (GDPR), Payment Card Industry Data Security Standard (PCI DSS), and Health Insurance Portability and Accountability Act (HIPAA), compel organizations to adopt tokenization to ensure compliance.

Adoption in E-Commerce and Mobile Payments The proliferation of e-commerce platforms and the growing popularity of mobile payment systems have amplified the demand for tokenization. These platforms rely heavily on secure payment gateways to protect customer data and foster trust.

Cloud-Based Tokenization The rise of cloud computing has also fueled the adoption of tokenization. Cloud-based solutions are scalable, cost-effective, and easy to deploy, making them appealing to small and medium-sized enterprises (SMEs).

Key Applications of Tokenization Tokenization finds applications across diverse industries, each leveraging its benefits to secure sensitive data:

Financial Services Tokenization is widely used in the financial sector to secure credit card details, account numbers, and personal identification numbers (PINs). It reduces fraud risks in payment processing and ensures compliance with PCI DSS requirements.

Healthcare In healthcare, tokenization safeguards electronic health records (EHRs), protecting patient data from breaches and misuse while complying with HIPAA standards.

Retail and E-Commerce Tokenization secures online transactions, protecting customer payment information and fostering consumer trust in digital platforms.

Telecommunications The telecom sector uses tokenization to protect sensitive customer data, such as call records and billing information, enhancing data security across networks.

Challenges in the Tokenization Market Despite its promising growth, the tokenization market faces several challenges:

Integration Complexity Implementing tokenization solutions can be complex, particularly for organizations with legacy systems. Integration requires substantial investment in time, money, and expertise.

Performance Trade-offs Tokenization may introduce latency in data processing, especially in high-volume transaction environments. Organizations must balance security with performance.

Emerging Threats As technology evolves, so do cyber threats. Tokenization providers must continually innovate to stay ahead of malicious actors.

Lack of Awareness Many SMEs remain unaware of tokenization’s benefits, limiting its adoption despite the increasing need for secure data solutions.

Future Outlook The tokenization market’s future looks bright, driven by advancements in artificial intelligence (AI) and blockchain technologies. AI-powered tokenization solutions offer enhanced efficiency, while blockchain ensures tamper-proof token management. Moreover, expanding use cases in industries like the Internet of Things (IoT) and digital identity management are likely to fuel market growth further.

Key Player Analysis:

Fiserv, Inc.

Mastercard Incorporated

Visa Inc.

Micro Focus International plc

American Express Company

Thales Group

Lookout, Inc.

Futurex

CardConnect

FIS (Fidelity National Information Services, Inc.)

Segmentations:

By Component

Solution

Services

By Application

Payment Security

User Authentication

Compliance Management

By Enterprise Type

Large Enterprises

Small & Medium Enterprises (SMEs)

By End-Users

BFSI

Retail and Consumer Goods

IT and Telecommunications

Healthcare

Energy and Utilities

Others (Real Estate, Government, etc.)

By Region

North America

U.S.

Canada

Mexico

Europe

Germany

France

U.K.

Italy

Spain

Rest of Europe

Asia Pacific

China

Japan

India

South Korea

South-east Asia

Rest of Asia Pacific

Latin America

Brazil

Argentina

Rest of Latin America

Middle East & Africa

GCC Countries

South Africa

Rest of the Middle East and Africa

Browse the full report https://www.credenceresearch.com/report/tokenization-market

Contact:

Credence Research

Please contact us at +91 6232 49 3207

Email: sales@credenceresearch.com

Website: www.credenceresearch.com

[insightsresearch]

Smart Stadium Market Market Overview By Share, Size, Industry Players, Revenue And Product Demand Forecast Till 2037

Analysis of Smart Stadium Market Size by Research Nester Reveals That the Market is Expected to Register a CAGR of 20.6% During 2025-2037 and Reach USD 191.7 billion by 2037

Research Nester assesses the growth and size of the smart stadium market, anticipated to account for the rising demand for personalized and customizable fan experiences in stadiums.

Research Nester’s recent market research analysis on “Smart Stadium Market: Global Demand Analysis & Opportunity Outlook 2037” delivers a detailed competitor’s analysis and overview of the global smart stadium market in terms of market segmentation by deployment, offering, and by region.

Rising Demands for Immersive Experiences to Promote Global Market Share of Smart Stadium Market

The global smart stadium market is witnessing unprecedented growth, driven by advancements in the Internet of Things (IoT), 5G connectivity, and integration of Augmented Reality (AR). The integration of smart solutions is transforming sports stadiums into digital ecosystems offering real-time data analytics, resource efficiency, and efficient crowd management. Numerous sports teams such as Tottenham Hotspurs, Manchester City, Tennessee Titans, and Buffalo Bills are massively investing in state-of-the-art smart stadiums to boost annual revenues.

The global push for environmentally conscious infrastructure correlates with the growth of the smart stadium market. Smart stadiums offer immersive experiences to stadium goers which increases the fan retention percentage and adds to the revenue streams in a stadium. In December 2021, SENER developed a retractable pitch in the Santiago Bernabeu in which the natural grass field can be removed, converting it into a flexible, multipurpose venue to host concerts, shows, and fairs, apart from being a home to sporting events.

Growth Drivers:

Increasing Demand for Immersive Stadium Experiences

Opening of Multiple New Revenue Streams

Challenges:

The integration of the latest technology in smart stadiums can push ticket prices which can disgruntle long-time fans. In sporting venues, such as soccer, that have seasonal ticket structures, increased ticket prices can reduce the accessibility for a significant number of fans.

Access our detailed report at: https://www.researchnester.com/reports/smart-stadium-market/6468

By deployment, the smart stadium market is segmented into on-premises and cloud-based. The on-premises segment is projected to account for the highest revenue share during the forecast period owing to the ease of data analysis and demand for greater control over data and security. Due to high-volume activities during match days, stadium operators prefer on-premises solutions to ensure greater control over sensitive information.

By region, the North America smart stadium market is poised to generate the highest revenue by the end of 2037. The region’s market share is growing due to a robust sports ecosystem that has seen multiple sports clubs and companies invest in smart stadiums to compete in fan retention. For instance, in January 2021, the Spanish firm MolcaWorld started renovations on the Azteca Stadium in Mexico for the 2026 Soccer World Cup.

Request Free Sample Copy of this Report @ https://www.researchnester.com/sample-request-6468

This report also provides the existing competitive scenario of some of the key players of the market i.e., Cisco Systems Inc., Honeywell International Inc., Intel Corporation, IBM Corporation, Schneider Electric, Huawei, NXP Semiconductors, Socure, Fujitsu., and others.

Request for customization @ https://www.researchnester.com/customized-reports-6468

Research Nester is a leading service provider for strategic market research and consulting. We aim to provide unbiased, unparalleled market insights and industry analysis to help industries, conglomerates, and executives make wise decisions for their future marketing strategy, expansion investment, etc. We believe every business can expand to its new horizon, provided the right guidance at the right time is available through strategic minds. Our out-of-the-box thinking helps our clients to make wise decisions to avoid future uncertainties.

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